Terms and Conditions of Sale

Terms and Conditions of Sale – INS-CO.com

1. Introduction
These Terms and Conditions govern the sale of products and services through the online store INS-CO.com (“the Store”). By placing an order, you agree to be bound by these terms.

2. Company Information
Company Name: INS-CO.com / [Insert Legal Name]
Registered Address: [Insert Address, City, Country]
Email: support@ins-co.com
Phone: +[Insert Number]
VAT ID: [Insert VAT number]

3. Definitions
“Customer” means any individual or business that purchases goods or services from the Store.
“Product” means any item listed for sale on the Store.

4. Contract Formation
Product listings are not binding offers. A contract is formed when the customer completes an order and receives an order confirmation email.

5. Pricing
All prices are shown in EUR and include applicable taxes unless stated otherwise. Shipping costs are shown separately at checkout.

6. Payment
The Store accepts the following payment methods:

• Credit card

• PayPal

• Bank transfer

• Stripe

• Cryptocurrency (if enabled)

Payment is due at the time of purchase.

7. Delivery
Physical products are shipped to the delivery address provided.
Digital products are delivered by email or made available for download.

8. Returns and Refunds
Customers have the right to cancel an order within 14 days of receipt.
Refunds will be issued once the returned product is received and inspected.

9. Warranty
Statutory warranty applies. Defects must be reported within a reasonable period.

10. Limitation of Liability
The Store’s liability is limited to direct damages up to the amount paid for the product. The Store is not liable for indirect losses.

11. Governing Law and Jurisdiction
These Terms are governed by the laws of [Insert Country]. Any dispute will be subject to the exclusive jurisdiction of the courts in [Insert City/Country].

12. Changes to Terms
INS-CO.com reserves the right to modify these Terms and Conditions at any time. Updated versions will be published on this page.

13. Consumer Rights
Nothing in these Terms shall affect your statutory consumer rights under applicable consumer protection laws.

14. Contact Information
For questions about these Terms, contact support@ins-co.com or +[Insert Phone Number].